Up until my late 20’s many of you know that I had a negative net worth. Spending all my income on useless things such as over eating, over drinking, over travelling, and over housing. I was buying the best of everything of too much of it. Mainly because I thought this was the path to living the good life.

All my mates were doing it and I just wanted to keep up. In fact, I more than wanted to keep up. I wanted the best. However, there was […..]