Buy or lease a vehicle calculator — Your Money Blueprint - Independent financial advice

All calculators are downloadable Excel spreadsheets that allow you to save and amend your own personal data.With this spreadsheet, enter your personal data in the purple coloured cells.


Buy a vehicle or lease calculator

Weighing up the decision to buy or lease a vehicle? This is the calculator for you.

This calculator weighs up the financial differences between buying and leasing. Don’t forget to consider other details such as terms for breaking a lease, maintenance responsibilities, and any kilometer limits imposed by a lease.

One other consideration for business is tax. I haven’t included tax in this calculator, but it can be a significant benefit in favour of leasing, where the cost can be deducted from income lowering tax payments.

This calculator is intended for individuals, so if you are a business, just remember to consider and compare tax benefits of both buying and leasing.


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