Everyone is so busy these days. I have to book weeks in advance to catch up with friends and family. We say things like “I have so much on at the moment”, or “things are just crazy.”
There is nothing wrong with being busy if what you are busy adds value to your life. Such as starting a business or being prime minister. It is when we are busy just for the […..]
So often self-control is seen as a negative act. Where we are depriving ourselves of something fun or something so good, but oh so bad for us. We are taught from an early age we can’t have ‘bad’ foods all the time, even though we want them. As adults, the list of things that are supposedly ‘bad’ for us grows exponentially. Ironically, these are also the things that […..]
With so many options we can’t always make the best choice. It would require far too much time and effort deliberating even the smallest decisions and then when we make the wrong decision we will beat ourselves up over it. Once we have finished giving ourselves the uppercut then next time we may be too scared to even make a decision at all in fear of getting the bash again [……]
have seen people in various online forums, and some of my clients have recently asked, about the impact of capital gains on their investments.
“How will my Kiwisaver be taxed”?
“How much will my rental property be taxed”?
“Will my business be affected”?
We all like to thing we are the king/queen of the basketball court, the best lover and the smartest financial guru. No? Just me? Awkward
We can’t all be in the top 20%. There always has to be a top, a middle, and a bottom. Our chance of winning first division lotto is 1 in 5 million, yet much more than […..]
To change our path in life we are said to be either inspired or desperate. As a volunteer budget adviser in the community I see a lot of desperate people wanting to change their lives so money no longer controls them. They are desperate to get out of debt and desperate to free the mind from money worries. Over time it becomes such a heavy burden to carry that we […..]
It seems nowadays we are inundated with options. Hundreds of TV channels, online clothing stores and many investment options. Even once we have finally chosen on a mortgage provider for example, then we have another set of decisions. Do we fix? Do we float? Both? Revolving credit? Interest only? Decisions within the decision if you will. This may seem like a good thing on the surface. More options mean more competition for our attention, which should result in a greater quality of product or service at a lower price.
However, the end result can make us tired of thinking and analysing, and potentially making a sub par decision. Or no decision at all
